Earnest money is your way of showing sellers that you’re serious. In Tulsa, it typically equals 1–2% of the purchase price and is held by a title company in escrow until closing. When It’s Refundable If your deal falls through due to financing or inspection contingencies, your earnest money is refun

  Pre-qualification is your first step toward serious home buying. It estimates how much you can afford and proves your readiness to sellers. What Lenders Need You’ll provide: Two years of W-2s or tax returns Two months of bank statements Recent pay stubs and ID Local Lender Advantage Tulsa lenders

Home inspections in Tulsa often uncover region-specific issues due to our climate, soil, and aging housing stock. Common Tulsa Home Issues Foundation Settling: Our clay-rich soil expands and contracts seasonally, causing minor foundation shifts. Roofing Wear: Hail storms and heat cause roof deterior